Drowning In Debt? Get Back To Dry Land With Chapter 7 Bankruptcy.

For many people facing serious financial problems, it feels like drowning — you are treading water, with no land in sight and no idea how you are going to survive the ordeal. It can be extremely stressful trying to cover necessary expenses with creditors demanding payment on debts and collection agencies harassing you.

We Can Help

At the Law Offices of Jennifer LaRese, LLC, our Connecticut lawyers have years of legal experience and we can help you determine whether Chapter 7 is the best option for you. We are here to help walk you through every step of the process.

Do not wait to contact an attorney. You may lose or give up certain rights by waiting too long!

Many people avoid contacting a lawyer when facing serious debt problems. They are afraid that a lawyer will make them feel worse about their debt issues or will be too expensive, so they try to handle their debt on their own. However, the majority of our clients tell us they wished they had called us sooner. We provide compassionate, effective bankruptcy and other debt relief solutions in a comfortable, nonjudgmental environment. Let us help you; call us today — before things get worse — at 203-583-8668​ to discuss discharging debt through bankruptcy.

What Is Chapter 7 Bankruptcy?

Chapter 7 is a debt solution for people with who cannot afford their payments.

The Chapter 7 process is much simpler and shorter than many people realize. Including the initial stage of gathering and organizing your financial information, we can potentially get you through the entire process in about 90 days.

How Do I Know If Chapter 7 Bankruptcy Is The Solution For Me?

To be eligible for Chapter 7 bankruptcy, an individual must qualify under the “means” test. The test looks at a family’s income in comparison to the state’s median income. It also takes into account your expenses. Based on this analysis, if an individual qualifies for Chapter 7, all their debts may be discharged.

If you are not eligible for Chapter 7 bankruptcy, you may still qualify for Chapter 13 bankruptcy or other debt relief options.

What Are The Benefits Of Chapter 7 Bankruptcy?

Chapter 7 bankruptcy can help provide you with a fresh start. In many cases, Chapter 7 bankruptcy can allow you to discharge debts that include:

• Credit card debts
• Medical debt
• Mortgage debt resulting from your foreclosed home
• Unsecured personal loans
• Repossession or surrendered vehicle debts
• Personal guarantees on business debt

In addition, you can gain peace of mind knowing that you will no longer be harassed by creditors’ phone calls, collection letters or calls to your job or family.

Contact The Law Offices Of Jennifer LaRese, LLC

Stop drowning in your debt; take control of your future by coming back to shore. We invite you to call us at 203-583-8668 or contact our Southbury office online to schedule a free consultation to discuss whether or not Chapter 7 Bankruptcy is right for you.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.